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How Much Does Surrogacy Cost in 2025? Full Breakdown & Timeline

Surrogacy is a life-changing decision—and with that comes a lot of questions.

At Stork Baby, one of the most common things we hear is:
“How much does surrogacy really cost?”

Let’s break it down clearly and simply.

💸 What Does Surrogacy Cost?

On average, surrogacy ranges from $90,000 to $150,000, depending on factors like location, surrogate experience, and IVF success. Here’s what goes into that cost:

  • Surrogate Compensation: $40,000–$70,000
  • Agency Fees: Matching, case management, emotional support
  • Medical Costs: IVF, embryo transfer, prenatal care, delivery
  • Legal Fees: Contract drafting, parentage orders, legal support
  • Insurance: Coverage for the surrogate throughout pregnancy

🧾 Are There Financing Options?

Yes! Some families use:

  • Surrogacy-specific loans or grants
  • Flexible payment plans
  • Personal savings or family contributions

We offer financial guidance to help you explore your options.

🤝 Do Surrogates Get a Say in Who They Work With?

Absolutely. At Stork Baby, matching is a mutual process. Surrogates and intended parents both review profiles and must agree to move forward before a match is made.

⏳ How Long Does Surrogacy Take?

A typical surrogacy journey takes 12–18 months from start to delivery.

Breakdown:

  • 1–3 months: Matching
  • 2–3 months: Medical and legal clearances
  • 1–2 months: Embryo transfer
  • 9 months: Pregnancy

Note: If additional embryo transfers are needed, that can add time.

Still have questions? Head to www.mystorkbaby.com to book a free call with our team. We’ll walk you through it.

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